[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jk13.cz\/nakupujete-na-splatky\/#Article","mainEntityOfPage":"https:\/\/www.jk13.cz\/nakupujete-na-splatky\/","headline":"Nakupujete na spl\u00e1tky?","name":"Nakupujete na spl\u00e1tky?","description":"Spl\u00e1tky jsou skv\u011bl\u00fd zp\u016fsob jak si moct koupit cokoliv, na co aktu\u00e1ln\u011b nem\u00e1te pen\u00edze. Probl\u00e9m je ale v tom, \u017ee si \u010d\u00e1st lid\u00ed zvykla na spl\u00e1tky kupovat tak\u0159ka v\u0161echno – nejen nezbytn\u00e9 v\u011bci do dom\u00e1cnosti, jako je nap\u0159\u00edklad pra\u010dka, ale i naprost\u00e9 zbyte\u010dnosti, jako jsou v\u00e1no\u010dn\u00ed d\u00e1rky. Takov\u00ed lid\u00e9 \u010dasto vytloukaj\u00ed p\u016fj\u010dku p\u016fj\u010dkou a\u017e dojdou […]","datePublished":"2024-06-22","dateModified":"2024-06-22","author":{"@type":"Person","@id":"https:\/\/www.jk13.cz\/author\/#Person","name":"","url":"https:\/\/www.jk13.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0004469d2196026c4aaacbb56e80b8fe204b91e98e8d884732a12310e081011a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jk13.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jk13.cz\/wp-content\/uploads\/car-3321014_640_10_10_10_10_10_10_8.jpg","url":"https:\/\/www.jk13.cz\/wp-content\/uploads\/car-3321014_640_10_10_10_10_10_10_8.jpg","height":0,"width":0},"url":"https:\/\/www.jk13.cz\/nakupujete-na-splatky\/","about":["Zbo\u017e\u00ed"],"wordCount":397,"articleBody":"        Spl\u00e1tky jsou skv\u011bl\u00fd zp\u016fsob jak si moct koupit cokoliv, na co aktu\u00e1ln\u011b nem\u00e1te pen\u00edze. Probl\u00e9m je ale v tom, \u017ee si \u010d\u00e1st lid\u00ed zvykla na spl\u00e1tky kupovat tak\u0159ka v\u0161echno – nejen nezbytn\u00e9 v\u011bci do dom\u00e1cnosti, jako je nap\u0159\u00edklad pra\u010dka, ale i naprost\u00e9 zbyte\u010dnosti, jako jsou v\u00e1no\u010dn\u00ed d\u00e1rky. Takov\u00ed lid\u00e9 \u010dasto vytloukaj\u00ed p\u016fj\u010dku p\u016fj\u010dkou a\u017e dojdou do exekuc\u00ed. To je jedno z velk\u00fdch rizik p\u016fj\u010dek, kter\u00e1 si \u010dasto lid\u00e9 neuv\u011bdomuj\u00ed. P\u016fj\u010dky by se m\u011bly vyu\u017e\u00edvat s rozvahou a rozhodn\u011b jen u seri\u00f3zn\u00edch spole\u010dnost\u00ed, kter\u00e9 si ov\u011b\u0159uj\u00ed va\u0161i platebn\u00ed schopnost. Nakoupit si na spl\u00e1tky bez jak\u00e9hokoliv ov\u011b\u0159en\u00ed \u010dehokoliv zn\u00ed sice opravdu l\u00e1kav\u011b, ale m\u016f\u017ee to b\u00fdt cesta k exekuci nebo do insolvence.Jednou z v\u011bc\u00ed, kter\u00e9 si lid\u00e9 za\u010dali hodn\u011b kupovat na spl\u00e1tky, jsou auta. A nen\u00ed se \u010demu divit, proto\u017ee auta jsou svou cenou nedostupn\u00e1 pro velkou \u010d\u00e1st lid\u00ed. Kdo chce nov\u00e9 nebo alespo\u0148 z\u00e1novn\u00ed auto, pot\u0159ebuje stovky tis\u00edc korun. Takovou \u010d\u00e1stku dnes vzhledem k r\u016fstu cen v\u0161eho zbo\u017e\u00ed naspo\u0159\u00ed jen m\u00e1lokdo. I nejlevn\u011bj\u0161\u00ed auto stoj\u00ed zhruba p\u016fl milionu korun, a tak se mnoho lid\u00ed uchyluje pr\u00e1v\u011b k n\u00e1kupu na spl\u00e1tky. Z\u00edskat auto na spl\u00e1tky Goldbanking m\u016f\u017ee ka\u017ed\u00fd kdo m\u00e1 pr\u00e1ci s pravideln\u00fdm p\u0159\u00edjmem v dostate\u010dn\u00e9 v\u00fd\u0161i. Jakmile podep\u00ed\u0161ete smlouvu, auto je va\u0161e a mus\u00edte ho jen splatit. V\u011bt\u0161inou jde o z\u00e1vazek na zhruba 5 let.Nepot\u0159ebujete aby bylo va\u0161e? Pokud pot\u0159ebujete nov\u00e9 auto, ale nevy\u017eadujete aby bylo va\u0161e, m\u016f\u017eete vyu\u017e\u00edvat leasing, kter\u00fd byl doned\u00e1vna k dispozici jen pro podnikatele. Znamen\u00e1 to, \u017ee si vyberete auto, budete m\u011bs\u00ed\u010dn\u011b platit ur\u010ditou \u010d\u00e1stku, a po dvou letech ho vr\u00e1t\u00edte. Leasingov\u00e1 smlouva je smlouva o pron\u00e1jmu vozidla, kter\u00e9 si vyberete z nab\u00eddky spole\u010dnosti. Smlouva se uzav\u00edr\u00e1 v\u011bt\u0161inou na 2-3 roky, a po tuto dobu m\u016f\u017eete s autem libovoln\u011b jezdit. Jste omezeni jen po\u010dtem najet\u00fdch kilometr\u016f. Zda je pro v\u00e1s lep\u0161\u00ed leasing nebo spl\u00e1tky si mus\u00edte rozhodnout sami.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nakupujete na spl\u00e1tky?","item":"https:\/\/www.jk13.cz\/nakupujete-na-splatky\/#breadcrumbitem"}]}]